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The 7 Best Cooling Mattress Protectors, According To Reviewers

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by Lisa Fogarty and Rachel Dunkel
Updated: 
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A quality mattress is anything but cheap. Just as you might purchase an insurance plan for an expensive tech gadget, investing in a good mattress pad provides a different kind of insurance that'll prolong the life of your purchase, while also fending off allergens (hello, dust mites). Unfortunately, many of them can sleep hot. To keep you comfortable, the best cooling mattress protectors are constructed with breathable and/or moisture-wicking materials, and some are waterproof to guard against spills and stains.

What To Look For When Shopping For The Best Cooling Mattress Protectors

Every really great mattress protector should cover a few bases. If you’re looking to primarily protect your mattress from stains, it should be waterproof. But if you’re looking for an extra layer of comfort or an added cooling agent, being fully waterproof may not be necessary. Either way, it should form a solid barrier between your skin and mattress, where common germs, bacteria, and allergens, like dust mites, often reside. A mattress protector is essential for anyone who has allergies or a respiratory condition, but it’s also just a really good idea for protecting your mattress and making a bad one more comfortable.

When it comes to shopping for cooling mattress protectors, you might also want to look at the materials they incorporate. Depending on your preference, you might opt for one made from more natural materials, like eco-friendly bamboo and breathable cotton. Alternatively, some mattresses are designed to wick away moisture to keep you cool and dry. Each mattress protector has its own set of pros and cons, but they’ll all keep you cool throughout the night.

Shop The Best Cooling Mattress Protectors

In a hurry? These are the best cooling mattress protectors:

  1. The Cult-Favorite Mattress Protector With 235,000+ Ratings: SafeRest Hypoallergenic Waterproof Mattress Topper
  2. An Eco-Friendly Bamboo Blend Mattress Protector: Coop Home Goods Lulltra Waterproof Mattress Protector
  3. This Breathable Cotton Protector With Deep Pockets: TEXARTIST Mattress Protector
  4. An Affordable Zippered Mattress Protector: Utopia Bedding Zippered Mattress Protector
  5. A Cooling Mattress Protector From A Trusted Mattress Brand: SERTA Power Chill Soft Comfort Stain Resistant And Waterproof Mattress Protector
  6. A Thick, Cooling Protector That Dries Faster Than Cotton: SLEEP ZONE Premium Mattress Pad Cover
  7. The Fluffy Down Alternative Mattress Topper: COONP Extra Thick Pillow Top Mattress Topper

Keep scrolling to check out the best mattress protectors on Amazon that can help keep you cool and comfy.

1

The Cult-Favorite Mattress Protector With 235,000+ Ratings

This fitted mattress protector is made with 100% cotton terry, so it’s naturally breathable and also hypoallergenic, waterproof, and amazing at wicking away perspiration. It’s great for anyone with allergies and protects against dust mites and other allergens and bacteria. It may not last you a decade, but that doesn’t mean it’s any less effective while it’s on your bed.

As far as endorsements go, it really doesn’t get much better than this one: One reviewer’s wife gave birth on this mattress topper and claims their mattress wasn’t disrupted in the least. If that’s a reality, you can be sure this is a great option for anyone, including young children. It fits mattresses up to 18 inches deep and comes in six sizes. And, with more than 235,000 reviews to date, this is one of the most popular options on Amazon.

One reviewer wrote: “We have this SafeRest mattress protector on every bed in our home. You make an expensive investment on a mattress - PROTECT IT! I love it because it protects against any accidental spills - as well as acting as a top barrier for dust mites. Easy to wash and dry. Extremely stretchy sides makes it easy to put on the mattress.”

Made with: Cotton with a waterproof backing | Waterproof: Yes | Available sizes: Twin, twin XL, full, queen, king, California king

Also available on: Walmart, $32

2

An Eco-Friendly Bamboo Blend Mattress Protector

This cooling mattress protector ticks off so many boxes that the best way to describe it is as a great option for most people. It's made from a blend of 60% polyester and 40% rayon from bamboo, which is eco-friendly, naturally cooling, and moisture-wicking. The price is fair and the pad is waterproof and compatible with most mattresses. It even accommodates mattresses that are up to 18 inches deep (as well as mattress toppers that add inches), and it comes in five sizes: twin, twin XL, full, queen, and California king.

A number of mattress protectors make an annoying swishing noise when you shift positions during the night, but this pad is totally silent — you really won't even know it's there. It's also the perfect bedding accessory to add to memory foam mattresses, which are known for trapping heat.

One reviewer wrote: “Second time I’ve bought this mattress cover and see no reason to try any other one. Soft and keeps me cool. Nice barrier between sheets and mattress. Highly recommend.”

Made with: Polyester and bamboo-derived viscose rayon with a polyurethane backing | Waterproof: Yes | Available sizes: Twin, twin XL, full, queen, king, California king

Also available on: Walmart, $47, and Coop Home Goods, $47

3

This Breathable Cotton Protector With Deep Pockets

Love the breathable and soft feeling of cotton but need a mattress protector that’s deeper than your run-of-the-mill option? This highly rated mattress protector is made from 400 thread-count combed cotton and can accommodate mattresses as deep as 21 inches. The quilted top is moisture-wicking and cooling, and it’s machine washable. This popular pick has more than 23,000 Amazon ratings, and it comes in two colors.

One reviewer wrote: “I have a year old expensive pillow top mattress. It’s dreamy in the winter but HOT in the summer. This cooling mattress pad has made all the difference in the world. I slept through the night without tossing and turning. I have told everyone in my family!”

Made with: Cotton with polyester fill | Waterproof: No | Available sizes: Twin, twin XL, full, full XL, queen, super queen, king, California king

4

An Affordable Zippered Mattress Protector

Priced at just over $20, this moisture-wicking polyester mattress protector is the most affordable on this list. It also stands out as being the only one that has an all-around zippered design to completely cover and protect your mattress from spills and other accidents. The machine washable protector fits mattresses up to 15 inches deep and boasts a high 4.6-star rating and more than 74,000 reviews.

According to one reviewer: “Exactly what I was wanting. And doesn’t make me hot while sleeping. Waterproof, and bugproof. Easy to put on. Zippered closure.”

Made with: Polyester with a thermoplastic polyurethane (TPU) backing | Waterproof: Yes | Available sizes: Twin, twin XL, full, queen, king, California king

Also available on: Walmart, $35

5

A Cooling Mattress Protector From A Trusted Mattress Brand

This cooling mattress protector from Serta is waterproof and stain resistant, making it an all-around great pick from a brand who knows mattresses. Its waterproof layer is made of TPU and its cooling upper layer is made of cooling nylon and spandex. It’s also made with 3M Scotchgard technology that makes it excellent at releasing stains when laundered. It’s machine washable and can be tumble dried for an easy cleaning process. The mattress protector fits mattresses up to 15 inches deep.

One reviewer wrote: “Fits well on my adjustable bed mattress. Nice tight fit, so it’s smooth and wrinkle free. Definitely cooler than my last one, and definitely cooler than the gel memory mattress without it. I sleep very hot. Still sleep hot, but I’m able to find a cool spot. Helps a lot.”

Made with: Nylon-spandex blend with TPU lamination and polyester knit backing | Waterproof: Yes | Available sizes: Twin, twin XL, full, queen, king, California king

Also available on: Walmart, $48 (king size)

6

A Thick, Cooling Protector That Dries Faster Than Cotton

With the ability to regulate your body temperature and a brushed microfiber fabric designed with technology that wicks away moisture faster than cotton, this is the mattress protector to choose if you value plush comfort and cooling. The pad is filled with fibers, which makes it thicker than most on the market, giving it the feeling of goose and duck down without the cost and while still keeping you cool at night. The quilted pad stretches to fit mattresses up to 21 inches deep and it meets OEKO-TEX standards, which means it has been tested by outside sources to ensure it doesn’t contain harmful chemicals. It comes in gray or white and has more than 16,000 ratings on Amazon.

One reviewer wrote: “This is a very well made, high quality item. It isn't made for deep cushiony, sink-in softness, which is what I wanted. But it is a very nice, cooling mattress cover. The material is also very soft.”

Made with: Microfiber with INVISTA fiber fill | Waterproof: No | Available sizes: Twin, twin XL, full, queen, king, California king

7

The Fluffy Down Alternative Mattress Topper

This thick, soft mattress protector is perfect for hot sleepers who still want a bit more cushion. Filled with a down alternative, it’s fluffy and its fill won’t shift, thanks to baffled stitching. But it also features a breathable 100% combed cotton cover that will keep you cool, even if you sleep on a memory foam mattress. It fits mattresses up to 21 inches deep and is machine washable.

One reviewer wrote: “This exceeded my expectations and then some. I waited to make this review until after I’ve slept on it for a few nights and yeah. Favorite thing ever. It’s thick, plush, and cooling. All 280 lbs of me sleeps like a slab of bacon in a cast iron skillet on high heat - HOT. If this thing can cool me down during a Louisiana summer night, it can cool down anything.”

Made with: Cotton with a polyester fill | Waterproof: No | Available sizes: Twin, twin XL, full, full XL, queen, super queen, king, California king

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